How to Finance a Commercial Vehicle With Trans Advantage
See how our consultative approach takes the stress out of applying for a loan.
How to Apply for Commercial Vehicle Financing with Trans Advantage
Applying for commercial vehicle financing with Trans Advantage is straightforward. We offer two application paths depending on whether you’re an individual owner-operator or a company, and all credit decisions are made by our team in Fenton, MO — not by an automated algorithm.
Choose Your Application
This form provides credit information on a van operator, and it is required when the driver wishes to finance with Trans Advantage. This includes owner-operators who have incorporated.
This form provides basic information on a corporation and its structure. It also provides general bank information and trade references. This form is required when a new company or a new location is requesting credit through Trans Advantage. This includes utilizing our financing services or participating in one or more of our agent products or programs.
Start the Financing Process in 4 Steps
Expect one-on-one, in-depth vehicle financing consultations to create a customized strategy that meets your unique business needs.
To begin the Financing Process:
- Download the form(s)
- Enter your information and sign the form(s)
- Email form(s) to credit@transadvantage.com
- We’ll reach out shortly
Work With Our Experienced Financing Team in Fenton, MO
Our one-on-one consultative approach is the Trans Advantage difference. Applicants will work with a highly experienced equipment financing consultant throughout the entire financing process.
All financing decisions are centrally located in our Fenton, Missouri, offices and are made by our credit team. Trans Advantage does not use a strictly algorithm-based approach but instead gives your application the individual time and attention it deserves.
Common Questions About the Application Process
What documents will I need to apply?
For individual applications, you’ll need basic credit information. For company applications, you’ll need corporate structure details, bank information, and trade references. Download the appropriate form above for the full checklist.
How long does the approval process take?
Trans Advantage offers a quick approval process. Because all decisions are made in-house at our Fenton, MO office, there’s no waiting on third-party systems.
Can I apply if I've already found equipment elsewhere?
Yes. If you’ve found a vehicle at another dealership, Trans Advantage can still provide financing through our direct financing program.