Commercial Equipment & Truck Financing Options
Trans Advantage understands that customized, flexible terms are key when it comes to financing. Let us design a financing plan for your specific business needs.
Types Of Commercial Vehicle Financing
The finance industry has tightened, making it harder for moving companies to secure the funds they need to keep their businesses moving. Trans Advantage offers a variety of financing options, including inventory financing, loans and lease agreements for your fleet. With our flexible and competitive finance terms, we can create a personalized solution that fits your unique business goals.
-
Inventory Financing
Lease or purchase your equipment directly from Trans Advantage.
-
Direct Financing
We can help finance the equipment you find elsewhere.
-
Loans
Our loan options offer flexible terms with fixed monthly rates.
-
End of Term Ownership Leases
Tax-oriented leases; end of term purchase options are based on residual value.
-
Rolling Stock Purchase Lines of Credit
Apply one time; future approved transactions will be deducted from credit line.
Commercial Vehicle Lease vs. Purchase — Which Is Right For You?
With over 50 years of experience providing personalized lending solutions for companies like yours, we understand that no two businesses are the same. That is why Trans Advantage provides financing options for customers in a variety of circumstances. Whether you are considering buying or leasing transportation equipment, our financing specialists are here to help keep your business moving forward.
Commercial Vehicle Leases
Benefits of Leases:
- Flexible Terms — up to 84 months, depending upon the equipment
- Fixed Payments — always lower than traditional loan payments
- Scalable Lease Structures — enabling us to meet your financial requirements
- Predetermined Residuals — may be financed for an additional amount of time
Consider Leases with Trans Advantage if you:
- Want the lowest monthly payment possible.
- Wish to conserve your cash flow.
- Need to expand your line of credit and increase your working capital.
- Deduct each monthly payment as an expense for the full term of the contract.*
- Wish to establish a solid business relationship with a friendly, professional group of employees working hard to meet your needs.
Commercial Vehicle Loans
Benefits of Loans:
- Flexible Terms — up to 84 months, depending upon the equipment
- Fixed Monthly Payments — through the term of the contract
- Contract Paid in Full — following remittance of the last payment
Consider Loans with Trans Advantage if you:
- Plan to depreciate your equipment in three years for tractors and five years on straight trucks and trailers.*
- Wish to prepay or accelerate payments ahead of schedule.
- Want to have equipment paid at the end of the last payment.
- Need to free up your bank’s line of credit or expand your working capital.
- Wish to establish a solid business relationship with a friendly, professional group of employees working hard to meet your needs.
* Trans Advantage is not providing tax guidance; it’s always important to seek independent tax guidance from professionals with knowledge of your business.